Article 1 (Purpose)

The purpose of these Terms and
Conditions of Use of ComeUp Service (the “Terms and Conditions”) is to define rights and obligations between the Company and the user (the
“Member”) and other necessary
matters with respect to the use of ComeUp (the “Service”) provided by STARINDEX, Inc.(the “Company”) and any other services

Article 2 (Validity of Terms and
Conditions and its Amendment)

1. The Company shall post these Terms and
   Conditions on the website so that the Member may comprehend it easily.
2. The Company may amend these Terms and
   Conditions to the extent that it does not conflict with relevant laws and
   regulations. The amended Terms and Conditions shall be posted on the
   Service website from seven (7) days prior to the effective date.
3. If the Member reserves the rights to refuse
   the consent to the amended Terms and Conditions, and in such case, the
   Member may request the Company to suspend the provision of Service by
   expressing his/her intent to terminate the Service use and to withdraw the
   membership. Provided, however, that if the Member fails to raise any
   object even if the Company notifies the Member of the amended Terms and
   Conditions and of the fact that if the Member does not raise any objection
   within seven (7) days, the Member shall be deemed to have given his/her
   consent to the amended Terms and Conditions, the Member shall be deemed to
   have given his/her consent.

Article 3 (Construction of Terms
and Conditions and Exceptional Rules)

1. The Company may have separate terms and
   conditions of use and policy with respect to each Service provided by the
   Company, and in case that the content of such separate terms and
   conditions and policy conflicts with these Terms and Conditions, separate
   terms and conditions shall prevail.
2. Relevant laws and regulations shall apply to
   the matters other than the matters prescribed herein and construction
   hereof.

Article 4 (Definition)

1. The term “Service” means websites and applications or
   all other services that the Company provides and the Member uses
   regardless of types of devices and terminals (either wired or wireless)
   including personal computer (PC), TV, mobile phone, tablet PC.
2. The term “Member” means an individual or a company
   which uses the Service provided by the Company pursuant to the contract on
   service use entered into with the Company.
3. The term “ID” means the combination of letters and
   numbers or email address of the Member selected by the Member for
   identification of Member and the use of the Service.
4. The term “PASSWARD (“PW”)” means the combination of letters and
   numbers created by the Member for the purpose of verifying the
   identification of the Member and protecting PW of the Member.
5. The term “Domain” means the Internet address that the
   Company grants to allow the Member to use the Service. The Company may
   allow additional and separate Domain in accordance with the sorts of
   services.
6. The term “Posts” means all information or data
   including texts, documents, pictures, photo, voice, sound, links, files,
   and video, or the information coded as a combination of them, which the
   Member posts on the website in the course of using the Service.
7. The term “Fee-Based Service” means any and all online digital
   contents and other services that the Company provides for a fee.

Article 5 (Execution of Use
Contract)

1. The use contract is executed when the Member
   consents to these Terms and Conditions and the Privacy Policy of the
   Company and submits the application form to the Company after filling
   them out on the website of Membership register of ComeUp or connect(login) with any external
   membership provider accounts in ComeUp, and when the Company approves the
   application.
2. The Company shall approve the Service use of
   the applicant in accordance with the order of receipt, in principle.
   However, if any problems occur to the businesses or technologies of the
   Company, the Company may withhold the approval for a certain period of
   time.
3. In case that an event falling under any of
   the following items, the Company may refuse to approve the concerned
   application or terminate the use contract thereafter.

• Where the applicant lost his/her previous
  title as a member hereunder;
• Where the applicant applies by using email
  address of a third person;
• Where the applicant states false
  information, or omits the mandatory information required by the Company;
• Where the applicant tries to use Service for
  inappropriate purpose;
• Where the approval is not allowed due to the
  faults on the user’s part, or where the application
  violates the regulations;
• Where the applicant is not deemed to be
  suitable for the Company’s policy, o where
  the provision of Service is not possible;
• Where the purpose of use or method of use of
  the Member infringes on property rights or goodwill of the Company or
  where there is a risk of infringement;
• Where the applicant creates ID in bulk by
  abnormal ways.

1. The Company may distinguish the grade of the
   Member by analyzing the visit hour, frequency and Service menu in
   accordance with the Company’s policy.
2. In case that the personal information
   provided upon signing up for Membership changes, the Member shall correct
   the information. The Company shall not be liable for any losses suffered
   by the Member due to the delay in change.
3. The Company may add and delete the Member’s personal information and other information
   that the Company requests in accordance with the relevant laws and the
   Privacy Policy of the Company.

Article 6 (Obligation to Protect
Personal Information)

1. The Company shall make efforts to protect the
   personal information of the Member pursuant to the applicable laws and
   regulations including Act on Promotion of Information and Communications
   Network Utilization and Information Protection, etc. (the “Act on Information and Communication Network”). Applicable laws and regulations and the
   Privacy Policy of the Company applies to the matters related to protection
   and use of personal information. However, in case that the Member clicks
   on the links contained in the Company’s website, the privacy policy of the concerned website will be
   applied.
2. If the Company suspends the Service or if the
   Member withdraws his/her consent to provide personal information, the
   Company shall discard the personal information of the Member forthwith.
   However, the Company may keep specific information for a certain period of
   time pursuant to Act on the Consumer Protection in the Electronic Commerce
   Transactions, etc.
3. The Company may collect additional personal
   information without the consent of the Member in accordance with the
   applicable laws and regulations only for the purposes of improving the
   Service and of introducing new Service customized to the Member.
4. Unless it is required by the laws, the
   Company will not disclose or divulge all the personal information of the
   Member including account information to a third person without the
   separate consent of the Member.
5. The Company may link the account information
   of the Member to the other services that the Company will provide or take
   other methods for the convenience of the Member.

Article 7(ID and PW of Member)

1. The Member shall be responsible for
   management of his/her ID and PW.
2. The Member shall not cause the third person
   to use his ID and PW.
3. The Company shall not be liable for any
   losses or damages caused by the negligence of the Member in managing
   his/her ID and PW, or by inappropriate use of the third person without
   willful or gross negligence of the Company.
4. If the Member becomes aware of the theft or
   unauthorized use of his/her ID or PW by a third person, the Member shall
   notify the Company forthwith, and shall follow the instruction of the
   Company.

Article 8 (Obligation of the
Company)

1. The Company shall provide the Member with
   Service in the continued and stable manner.
2. If the Company considers the opinion or
   complaint raised by the Member is justifiable, it shall process such
   opinion or complaint. In this case, the Company notifies the Member of the
   process via email or electronic bulletin board.
3. The Company shall comply with the relevant
   laws including Act on Information and Communication Network with respect
   to the operation and maintenance of the Service.
4. If the Company may notify the Member of the
   matters to be notified by posting it on the electronic bulletin board for
   not less than seven (7) days or via email indicated in the account of the
   Member.

Article 9(Obligation of the
Member)

1. The Member shall not be engaged in acts
   falling under any of the following items.

• act of stating false information upon
  subscribing the Services or changing his/her personal information
• act of using other person’s information by stealth
• act of assuming the name of operator of the
  Company, its officers and employees or the Company
• act of changing the information posted by
  the Company
• act of obtaining the information of other
  user by way of hacking
• act of teasing, threatening or dishonoring
  the Company, other Member and a third person;
• act of disclosing or posting obscene and
  violent messages and other information contrary to the public policy;
• act of expressing one’s own religious belief or denigrating other religion;
• act of spreading false information and act
  of fraud;
• act of selling or promoting the goods that
  are prohibited from selling online under the domestic laws;
• act of selling or promoting the goods which
  are prohibited from importing and selling including stolen goods,
  narcotics/ psychotropic drugs;
• act of being engaged in the activities
  violating the fair trading regulations including cornering and hoarding;
• act of posting, selling or promoting the
  obscene and erotic materials;
• act of posting or promoting the materials
  related to obscene and adultery entertainments and illegal business
  conditions;
• act of causing political and social unrest;
• act of infringing on intellectual property
  rights including copy rights, trade secret and patent rights of the
  Company and other third person;
• act of distributing malicious code or data
  which may cause malfunctioning of information and communication
  facilities or destruction of information;
• act of being engaged in illegal activities
  violating the current laws and regulations;
• act of being engaged in activities violating
  the Company’s policies which have been noticed
  through mobile application or website of the Company;
• act of interfering with the provision of
  normal Service by overloading the computer server of the Company in ways
  of using Service through abnormal channel including Autocon;
• act of not performing the obligations of the
  Member to the Company or a third person such as payment of Service
  charges;
• act of using the information which has been
  obtained through the Service without the prior written consent of the
  Company for profit by ways of copying, transmitting, publishing,
  distributing or broadcasting, or act of allowing a third person to use
  such information.

1. In case that the Member is engaged in any of
   the acts prescribed in the foregoing paragraph, the Company may take
   appropriate measures in accordance with the seriousness of the acts
   including limitation of Service use such as suspension of
   Service/termination of contract, and taking legal actions to the
   enforcement authorities.
2. Unless there is express prior consent of the
   Company, the Member may not assign, transfer, lend or provide as
   collateral his/her rights to use Service and other contractual status to a
   third person.
3. The Member shall comply with the applicable
   laws and regulations, provisions hereof, guideline and precautions that
   have been notified related to the Service, and other notice of the
   Company. The Member shall not be engaged in any acts interfering with the
   businesses of the Company.
4. The Member may not be engaged in
   sales/advertisement contrary to the purpose of use and method defined by
   the Company without the prior approval of the Company, and the use of
   Service of the Member shall not infringe on the property rights, goodwill
   or business model of the Company.

Article 10(Provision of Service
and Change)

1. The Member enjoys following Service provided
   by the Company.

• The Service for which the Member signed up
• Any and all Services provided to the Member
  through additional development or coalition with other company.

1. The Service of the Company is available 24
   hours a day, seven days a week, in principle.
2. In case there are significant operational
   reasons including maintenance, replacement and failure of information and
   communication facilities, or interruption, the Company may suspend the
   provision of Service temporarily. In such case, the Member will be
   notified the facts via electronic bulletin board or email. However, if the
   Company may not make prior notice to the Member due to inevitable reasons,
   the Company may notify thereafter.
3. Unless the Company grants the Member the
   express rights to use the Service of the Company and the brand specificity
   of all other Services by entering into separate written contract, the
   Company shall not grant the Member the rights to use corporate name of the
   Company or the Service of the Company, its trademark, Service mark, logo,
   Domain name and other identifiable brand specificity.
4. The type, function and design of the Service
   rendered by the Company may be changed or suspended from time to time as
   necessary. In such case, the Company does not notify the Member of each
   change in advance. However, if such change is deemed to be unfavorable to
   the Member, the Company will notify the matter via the electronic bulletin
   board or email.
5. In case that the Service to be rendered in
   accordance with the preceding paragraph is changed and suspended, the
   Company will not make separate compensation.

Article 11(Publication of
Advertisement)

1. With respect to the operation of Service, the
   Company may post advertisement by utilizing the personal information of
   the Member and the information provided by the Member. The Member consents
   to the publication of the customized advertisement which the Member can be
   exposed upon using the Service.
2. The Company shall not be liable for any
   losses and damages caused by the participation in the promotion event that
   the advertiser provides by posting the event on the Service or through the
   Service, or communication or transactions with the advertiser.

Article 12(Provision of
Information via Email)

1. The Company may provide various informations
   that have been deemed to be necessary for the use of Service of the Member
   via email provided by the Member.
2. The Company may send promotional email for
   profit by using the personal information of the Member for the purpose of
   operating the Service. The Member may refuse to receive such email.
3. In case of one of the following events, he
   Company may send email with or without the consent of the Member.

• Where the Company sends certified mail in
  order to verify the ownership of the email address which the Member
  stated upon subscription.
• Where the Company sends certified mail in
  order to confirm any changes in the personal information of the Member.
• Where the Company considers there is
  material information to be notified by the Member in using the Service.

Article 13(Restriction on
Service Use)

1. In case that force majeure events including
   natural disaster, state of national emergency, proEblematic technical
   failure or serious changes in the operation of Service happens or are
   expected to happen, the Company may restrict or suspend the Services,
   either in whole or in part, without the advance notice.
2. The Company shall not be liable or
   responsible for disputes between the Members or between the Member and the
   third person which have been occurred related to the Service.
3. In case that the Member suffers from any
   damages in using the Service due to the leak of his/her ID and PW caused
   by the Member’s management negligence, or that the
   Member violates his/her obligation due to the illegal use of a third
   person, ID and the concerned Domain of the Member may be restricted.
4. In case that in the course of investigating
   the violation of Article 9 hereof, if the Company becomes aware that the
   ID and Domain of the concerned Member is directed related to a specific
   violation of a law, and that the Company considers it is inevitable
   measure to protect the interests of other Member and to preserve the order
   of Service, the Company may suspend the use of the concerned ID and Domain
   temporarily. The Member may raise objection to such suspension through
   website of the Company or email.
5. In case that the Member violates any of
   his/her obligations hereunder, that transmission or reception of
   promotional information causes Service disruption or is expected to cause,
   or that the Member refuses to receive the promotional information, the
   Company may gradually restrict the use of Service in the order of warning,
   temporary suspension and permanent suspension.
6. In case that the Member violates the relevant
   laws such as distribution of illegal program and interruption of operation
   violating the Copyrights Act, illegal communication and hacking violating
   the Act on Information and Communication Network, distribution of
   malicious program, and any acts exceeding his/her rights to access or that
   the Member is engaged in identity theft or payment theft, the Company may
   suspend the use of Service immediately and permanently, and in such case,
   any interests that the Member has obtained through the use of Service will
   extinguished without the compensation of the Company.

Article 14(Rights and
Responsibility for Posted Materials)

1. The Member shall reserve the rights and
   responsibility for text, image, video, links and other information that
   the Member posted in the Service (the “Posts”) of the Company.
2. The Company may not monitor, control, or be
   liable for the contents that the Member creates. The Company will not be
   liable for and guarantee the reliability, credibility, accuracy of the
   Post that the Member posted.
3. Copy rights and intellectual property rights
   to the Service, and copy rights to the Posts created by the Company shall
   be reverted to the Company. However, any Post created by the Member,
   either independently or jointly, and any works provided under the
   cooperation agreement shall be excluded.
4. Any Post that the Member has posted in the
   Service may be used in any media, website, and other Service of the
   Company and by other ways (including those which have been known to public
   or which will be developed in the near future) for the results of online
   search, operation and promotion of Service. In such case, the Post may be
   amended, copied or edited to the extent necessary for such exposure. In
   such case, the Company complies with the Copyrights Act, and the Member
   may take measures of deletion, exclusion of search result, and
   non-disclosure of such Post through customer Service center or management
   function provided within the Service at any time.
5. Even in case of withdrawal from membership,
   any Post created by the withdrawing Member will not be deleted. However,
   the Member may delete his/her Post by himself/herself before withdrawal.
   The Company shall not be liable for any unauthorized preservation or
   unauthorized publication of the Post through the duplication without the
   consent of the concerned Member. In addition, ID, personal information and
   Post of the Member who violates these Terms and Conditions and the
   applicable laws and regulations may be kept to the extent that the
   applicable laws and regulations permit in order to protect other Member
   and to use as an evidence for court, enforcement authority or other
   relevant authority.
6. The Member shall take any civil and criminal
   liabilities which have been caused by infringement on copyrights and
   intellectual property rights of the Company or the third person by the Post
   or works of the Member.

Article 15(Management of Posted
Materials)

1. In case that the Post of the Member includes
   any contents violating the relevant laws including the Act on Information
   and Communication Network and the Copyrights Act, and that any person is
   infringed his/her statutory rights thereby, the infringed person may
   request the suspension of publication and deletion of the concerned Post
   in accordance with the statutory procedures, and the Company shall take
   measures in accordance with the provisions of the relevant laws and notify
   the infringed person of the measure.
2. In case that the Company considers there are
   any reasons that can be acknowledged as infringement on rights even
   without the request of the infringed person under the preceding paragraph,
   or that any events violating these Terms and Conditions, the Company’s policy, relevant laws, intellectual
   property rights and public policy occur, the Company may take temporary
   measures for the Post for the period of time not exceeding thirty (30)
   days.

Article 16(Responsibility for
Transactions)

1. The Company shall take responsibility only
   for the operation and management of system to provide the Service
   efficiently, and shall not represent the purchaser or seller in
   transactions of goods or Services. The user shall take any and all
   responsibilities for transactions consummated between the users and for
   information provided and registered by the user.
2. With respect to the transactions between the
   purchaser and the seller consummated through the system rendered by the
   Company, the Company shall not guarantee any matters including existence
   or non-existence and sincerity of buying or selling intent, quality of
   registered goods, integrity, stability, legality and non-infringement on
   other person’s rights, sincerity or legality of
   information that purchaser or seller has stated and of data published on
   URL which is linked through such information. Any and all risks and
   responsibilities related thereto shall be taken by the user.
3. The Company only provides transaction system
   based on the Service of the Company, and the party to the transaction
   shall be liable for all disputes incurred related to the transaction.

Article 17(Fee-based Service)

1. The Member may use the fee-based Service
   provided by the Company by paying in credit card, through bank transfer
   and other method defined by the Company.
2. The Company may allow the Member to use
   fee-based Service without payment as set forth in paragraph 1 above by
   granting virtual settlement method in accordance with the record of using
   Service.
3. In case that the Member chooses to use
   fee-based Service, the Service based on the payment method described in
   paragraph 1 above will be firstly provided, and if provision of such
   Service is not possible due to the shortage in balance, the Service
   prescribed in paragraph 2 above will be provided.
4. In case that the Member cannot use the
   fee-based Service due to the failure in system, and that any fee-based
   Service provided by the Company is not available, the Member may request
   the refund to the Company. However, if the Member is provided with even
   some of the fee-based Service, if the Member changes his/her mind not to
   use for the reason of personal satisfaction, it shall not be subjected to
   the refund under the paragraph 2 above.
5. The refund prescribed paragraph 4 above shall
   be made only when the Member makes request in accordance with the defined
   form of the Company within seven (7) days after the Member did not receive
   the Service or the Service became unavailable. Any cost incurred by the
   refund shall be borne by the Member.
6. The Company shall not be liable for any
   property damage suffered by the Member or any and all disputes including
   legal actions brought between the Member and a third person with respect
   to the use of fee-based Service.

Article 18(Limitation of
Responsibility)

1. The Company shall not be liable for any
   Service disruption caused by the fault on the Member’s part such as non-compliance with these Terms and Conditions, and
   guidelines for Service use.
2. The Company shall not guarantee the
   reliability and accuracy of the information, materials and facts which
   have been posted through the Service.
3. The Company shall not be responsible for any
   transactions consummated between the Members or between the Member and a
   third party through the Service.
4. Except otherwise required by the relevant
   laws and regulations, the Company shall not be responsible for any
   free-of-charge Service to be provided related to the use of Service.
5. The Company shall be exempted from any
   failure in provision of Service caused by natural disaster, war,
   suspension of service by the telecom service retailer, problematic
   technical failure and other force majeure events.
6. The Company shall be exempted from any
   failure in provision of Service or from any disruption caused by
   inevitable causes including maintenance of the Service facilities,
   replacement, regular check and construction.
7. The Member shall be liable for any damages to
   computer system or loss of data and information caused by downloading or
   accessing a specific program or information through the Service of the
   Company at his/her own discretion.
8. The Company shall be exempted from any
   damages caused by the suspension or irregular provision of
   telecommunication service by the telecom service retailer.
9. The Company shall not be liable for any
   damages caused by the fault on the Member’s part such as error in the Member’s devices for the use of the service such as computer, mobile phone,
   tablet PC and the softwares such as programs used in such devices, inaccurate
   statement of personal information and email address, and negligence in
   management of password.
10. The Company shall not be liable for
    conditions of the Member’s devices for the
    use of the service such as computer, mobile phone, tablet PC and the softwares
    such as programs used in such devices, all the security related problems
    which are not falling under the scope of management obligation of the
    Company, or any problems caused without the fault of the Company including
    network hacking that cannot be defendable with the current security
    technology.
11. The Company shall not guarantee or be
    responsible for accuracy, content, integrity, legality and reliability of
    the important information about the content provided through the Service,
    and for deletion of website, failure in storage, misguidance and provision
    of information. In addition, the Company shall not be responsible for
    reliability, accuracy, integrity and quality of the information, materials
    and facts that the Member has posted on the website or transmitted through
    the Service.
12. The Company shall not be liable for any
    damages caused by the Member’s disclosure or
    provision of personal information to the other person.
13. The Company shall not be liable for any
    failure in utilizing the Service as expected by the Member and shall be
    exempted from any damages caused by the Member’s choice or use.
14. The Company shall not be obliged to conduct
    preliminary review of the Post or to confirm or verify the content of the
    Post on a regular basis, and shall not be liable for any results
    therefrom.
15. In case that the Member accesses the Service
    in the area where WiFi Service is not available, and data rate occurs
    thereby, the user may not request the indemnification from such charges to
    the Company.

Article 19(Termination of
Service)

1. The Company may terminate the Service by
   notifying the Member within thirty (30) days from the contemplated
   termination date.
2. Upon termination of Service, the Company will
   not make any compensation to the Member.

Article 20(Indemnification)

1. In case that any damages occur to the Company
   due to the breach of these Terms and Condition by the Member, the
   breaching Member shall compensate the Company for all damages.
2. In case that the Member breaches any
   provisions hereof in using the Service or that any third person claims for
   damages to the Company due to the illegal act of the Member, the concerned
   Member shall hold harmless and indemnify the Company from and against all
   damages on its own responsibility and at its own cost.

Article 21(International User)

Any Member who uses the Service
in or outside of the Republic of Korea shall agree that his/her personal
information may be saved to the server located in the country other than where
the Member is located pursuant to the agreement related to servers including
internet data center (IDC) used by the Company, or transmitted among the
countries.

Article 22(Governing Law and
Jurisdiction)

1. Construction of these Terms and Conditions
   and any matters otherwise not defined herein shall be governed by the laws
   of the Republic of Korea.
2. Any actions caused by the disputes between
   the Company and the Member shall be brought to the Seoul Central District
   Court as a court having exclusive jurisdiction.
3. These Terms and Conditions are prepared in
   Korean language, and if these Terms and Conditions are translated into
   other languages including English, the Korean version will prevail.

Addendum

This Privacy Policy was enacted on June 15, 2015.